It’s that time of year again: budgeting in holiday shopping, festivities, food, and everything else to make the end of your year merry and bright. Instead of pulling your hair out in frustration from all of the costs associated with holiday shopping, why don’t you take a look at these tips to save this Holiday season?
Layaway isn’t just an ad campaign
You’ve probably seen the ads while watching TV from Wal-Mart, KMart, Target, and other retailers talking about layaway. No, this isn’t another advertising gimmick and in fact used to be a very popular method of shopping in the 1930s. In a throwback, layaway has returned and can honestly save you money as you “pay-as-you-go” for your gifts until a pre-determined deadline.
Make a list, check it twice
Santa isn’t the only person who should be checking his gift list twice–keep organized and in budget by keeping a comprehensive list with prices and current budget remaining. This way, you can set a goal for your shopping and won’t have to worry about going over budget.
Cyber Monday is your new online BFF
If you haven’t already, it’s time to connect with Cyber Monday online and catch some of the best deals ever to come after Black Friday (without having to trample your way or fight for that new toy!).
Pay with cash, leave the credit at home
That’s right, it’s time to go old school and only bring cash to all of your Holiday shopping adventures. When shopping with only a card, there is no “limit” to your spending, whereas cash brings a barrier between being frugal and overspending.
Don’t be afraid of re-gifting
Re-gifting has some faux pas to it, but it doesn’t have to! We all have stuff that we’ve never used, let alone take out of the original box. Those are the type of things which are totally okay to gift, so long as you remember not to re-gift it to the person who originally got the gift for you.
Create gifts from the heart
Get a little crafty this Holiday season and start making gifts for all of your loved ones. Candles, beauty products, clothing, even baked goods–all of these can be great gifts that really show you care.
Say “No” to naughty gift-giving, enforce nice Holidays
While it might be fun to spoil the kids during the Holidays, making sure they understand that this is a time of happiness and togetherness with the family is just as important, if not more! Make sure you put away your spending gluttony and try to celebrate the Holidays that reinforces those values, not the materialism that comes with the season. Your wallet will thank you.